It is very sad to observe that we have increased our personal expenses much beyond our needs and means. When we do not have sufficient money to fulfill our requirements we try to beg or borrow, but by doing this we unknowingly intend to steal the fruits of others’ labor. We also pledge our self esteem, character, pride and happiness to others in return of material wealth. By begging or borrowing we do nothing but exhibit our own weaknesses and destitution. Borrowing and spending for the purpose of worldly pleasures is equivalent to torturing and denting our own disposition and reputation. A noble person always prefers to remain deprived rather than beg or borrow.
We must organize and manage our disposable income in such a way that we conveniently make our both ends meet. Money should be used to uplift and better our physical, mental, financial, social image and spiritual virtues. It should never be spent for selfish and needless enchantments. Extravaganza is nothing but a disease! Therefore, we must not feel inferior or sad about our limited resources and should try to spend it through careful budgeting, streamlining and prioritizing our needs. This way, we can be leading a controlled and organized life free of financial shortcomings.